Tax Guide/Credits
Benefits and refundable credits
Updated November 4, 2026
These programs can pay you even if you owe no tax. Most depend on filing a return every year.
| Program | Who it helps |
|---|---|
| Canada Child Benefit | Families with children under 18. Tax-free monthly payments, up to $8,157 for a child under 6 and $6,883 for a child 6 to 17, reduced as income rises |
| Canada Groceries and Essentials Benefit | Lower-income people. Replaced the GST/HST credit in July 2026, with amounts 25% higher for five years |
| Canada Workers Benefit | Low-income workers. Up to $1,665 for single people and $2,869 for families |
| Canada Training Credit | Eligible workers. Builds $250 a year, to a $5,000 lifetime limit, for eligible course fees |
| Medical expense supplement | Lower-income workers with high medical costs. Up to $1,534 |
The Canada Carbon Rebate ended in 2025.
Both spouses must file for family benefits to be calculated correctly, even if one has no income.